Travel Insurance
Travel insurance for adventurers
There are lots of different reasons people go overseas, and lots of different things they do when they get there! Depending on what you’ve got planned, you may need extra insurance cover. Strap yourself in for the ride…
Are you going on an extended break?
You can typically buy travel insurance either for a specific trip or to cover you for a whole year. However, these policies will normally only cover you for a certain number of days at a time.
If you are going travelling for a whole year, or even just several months, you’ll need a policy which covers you for a much longer period. And for all the different countries you’re going to visit.
Bit of a daredevil?
Many holiday activities are covered as standard on most travel insurance policies but there are some things which you need to get extra cover for.
Any winter sports need specific insurance and you should also be ready to get additional cover for things like quad-biking, scuba-diving and bungee jumping.
Standard or Extreme?
Would your insurer class snorkelling as a extreme sport?
Correct Answer!
You've nailed it.
Wrong Answer!
Uh-Oh!
Snorkelling would usually be classed as a standard activity.
Standard or Extreme?
Would your insurer class snow boarding as a extreme sport?
Correct Answer!
You're a brainiac.
Wrong Answer!
No, that’s not it.
Snowboarding would be classed as an extreme sport.
Standard or Extreme?
Would your insurer class scuba-diving as a extreme sport?
Correct Answer!
Fantastic work.
Wrong Answer!
It's a no from me...
Scuba-diving is an extreme sport, always make sure you are covered if you plan on making a dive.
Standard or Extreme?
Would your insurer class sky-diving as a extreme sport?
Correct Answer!
Hip-Hip Hooray.
Wrong Answer!
You're falling down...
Sky-diving is a extreme sport!
Standard or Extreme?
Would your insurer class occasional cycling as an extreme sport?
Correct Answer!
Yes!
Wrong Answer!
No!
The occasional cycling trip on holiday wouldn’t be classed as a extreme sport.
Standard or Extreme?
Would your insurer class quad-biking as an extreme sport?
Correct Answer!
Well done you're correct!
Wrong Answer!
Wrong, that one was tricky!
If quad-biking is your thing, our scientists recommend you buy additional travel insurance to cover this activity.
0/0
Did you even study?
Back to the lab!
Almost Einstein!
Genius!
Taking it easy on a cruise…
You might think a cruise is one of the safest holidays you can go on but it still needs specific insurance. Being on a cruise means you are a long way from medical care in an emergency and could need air-lifting off the ship, so be sure to buy the right cover before you set sail.
Check the official advice
Going somewhere more unusual? The Foreign and Commonwealth Office has important advice about local customs and risks to watch out for.
Insurance is unlikely to cover you if you go somewhere the FCO advises against travelling to, but if the advice changes while you’re there it can help you get home safely.
